Your Financial Journey Starts Here
We learn about each other and understand where you want to go.
We try to make this process as fun as possible. Let’s get together over a coffee and talk about where you are and where you would like to go.
Life Goal Ranges
We define acceptable and ideal goals to use as our guiding vision moving forward and constantly monitor your plan to strive to reach as many of the ideal ones as possible.
Goals Risk Exchange
We let you make the decision on how much risk you are willing to take to pursue your goals rather than pre-determining your risk based on a cookie-cutter idea like your age.
Investment Strategy Modeling
We determine the minimum amount of risk you can take and still pursue your goals and use that to develop your portfolio.
We go through the initial draft of your plan in detail with you to make sure everyone is on the same page and then put a process in place to continuously adjust your plan to fit your life at that moment.
Client Comfort Zone
This is where we determine what your unique comfort zone looks like and discuss the steps to keep you there throughout your life.
We discuss with you how we will handle your accounts and make sure you are comfortable with our process.
This is our unique process for allocating your accounts for manageable tax efficiency now and in the future.
We will rebalance your accounts as a household, not on an individual basis with the goal to have them always be reflective of your goals.
Tax Sensitive Withdrawals & Loss Harvesting
We will work with you (and your CPA) to determine the best places to take money from if needed and will also take losses at the end of the year if preferred by you or your CPA.
We have a team of CFA’s that conduct daily due diligence on the markets and your accounts and make adjustments where needed based on multiple economic indicators.
Comfort Zone Monitoring
We have a daily process of monitoring your accounts and your plan to keep you in your comfort zone at all times. If you fall out of your zone, we will contact you promptly to make necessary adjustments by empowering you to make informative decisions.
Most people spend their time worrying about their money rather than enjoying what they’ve worked for their whole life.
Have you ever asked these questions:
- Am I saving enough?
- Will I run out of money?
- Am I taking too much risk?
- Will anything be left for my family?
We provide clarity with a defined Financial Life Plan and let you enjoy life while we help ensure you are on track to pursue your goals.
We like to refer to it as a Goals Driven Experience and would love to give you that experience!