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Water Street Financial

Financial Advisors in Winchester, VA

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RYAN OATES

MANAGING PARTNER

Ryan Oates is a founding member of Water Street Financial, a locally owned and operated wealth and financial management firm that specializes in comprehensive goals based financial planning for individuals and families, investment advisory to non-profits and municipalities, consulting services to retirement plan fiduciaries, and outcomes based financial wellness programs to the participants of employer retirement plans. Water Street Financial is powered by LPL Financial and Wealthcare Advisory Partners. 

In his current position, Ryan is responsible for the growth and expansion of the firm, working with a limited number of High Net Worth financial planning clients and overseeing the firm’s Retirement Plan division. 

Ryan has spent his entire career in the financial services industry. Prior to founding Water Street Financial, he spent over 5 years with First Bank Wealth Management along with his partner, Chris Cotterell. During his time at First Bank, he worked with Chris to grow the private client segment of the division and expand the bank’s offering to its clients.   

Ryan earned his MBA from Shenandoah University in 2017 and a Bachelor’s Degree in Finance from George Mason University in 2002.  He also holds the designation of Certified Plan Fiduciary Advisor which is targeted towards providing Fiduciary advice to retirement plan clients.   

Ryan holds FINRA series 7 and 66 licenses through LPL Financial along with Life and Health Insurance licenses. He enjoys spending his personal time with his wife Raychel and son Tyler.  He’s an avid golfer and enjoys traveling to play golf throughout the world, most recently going to Scotland and Ireland.

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Disclaimer

Securities offered through LPL Financial. Member FINRA/SIPC. Investment advice offered through Wealthcare Advisory Partners, a registered investment advisor. Wealthcare Advisory Partners and Water Street Financial are separate entities from LPL Financial.

The LPL Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: VA, MD, WV, SC, PA, NC.

Tommy Stine and Garrett Rohrbaugh are solely investment advisor representatives of Wealthcare Advisory Partners, and not affiliated with LPL Financial. Any opinions or views expressed by Wealthcare Advisory Partners are his/her own and are not those of LPL Financial.

Contact Info

Water Street Financial
40 West Piccadilly Street
Winchester, VA 22601

540-450-8351
info@waterstreetfinancial.com

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